MUFG Union Bank Credit Lending Executive I - (Bilingual Japanese/English Required) in San Diego, California

Join a financial group that’s as committed to your future as you are. At MUFG, we share a vision for our future, we share our successes, and we strive to bring out the best in each other in everything we do. Our 14,000 diverse colleagues are connected by a common ambition to create change for the better—from forging more dynamic career paths, to driving progress in our communities, to continuously reshaping the standards of global financial services. Positive impact starts here; see the change you can make as we strive to become the world’s most trusted financial group.

Reporting to Credit Lending Supervisor or RC Manager or assigned Credit Lending Manager, the Credit Lending Executive is responsible for managing the relationships with small to medium sized corporate customers. Will primarily deal with basic lending products, Trade Finance, and Investment Banking Products, under moderate supervision. May conduct job training for non-exempt administrative staff.

Major Responsibilities:

50% - Develop and service depository and credit relationship.

  • Independently ensure the satisfaction of assigned customers for the implementation and maintenance of depository and credit services.

  • Sell cash management services, provide loans, and standby Letter of Credit.

  • Resolve any issues, answering inquires related to existing and new services.

  • Develop and analyzes financial information to determine the advisability of granting credit for diversified types of loans.

  • Record the credit standing of customers and prospects.

40% - Call on potential or existing customers to develop new business and increase or retain existing business.

  • Negotiate conditions.

  • Will interview customers to gain knowledge on business strategy, product needs, and financial conditions.

5% - Conduct job training for non-exempt administrative staff.

5% - Support the Credit Lending Manager who lead the business promotion project.

  • May conduct research on existing or potential customers, compile data from Bank's database, draft memos to obtain management approval or update the current situation.

  • Requires knowledge of basic banking principles, operations and workflow functions performed by various departments.

  • Requires knowledge of depository and cash management services, of basic financial analysis and basic loan products, Trade Finance and Investment Banking Products.

  • Degree from a four year college

  • 3 years related experience in the financial services industry

  • Bilingual in Japanese

We are proud to be an Equal Opportunity/Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category. The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of personnel so classified.

Job: *Credit

Title: Credit Lending Executive I - (Bilingual Japanese/English Required)

Location: CALIFORNIA-San Diego

Requisition ID: 10010609-WD