American National Bank (ANB) Business Banking Services Specialist in Omaha, Nebraska
Description PERSONAL FINANCES: Must have the ability to manage personal finances.
JOB SUMMARY: Maintains a high level of expertise in the products and services designed for business & non-profit clients. Sells multiple financial services, including cash management, to new and existing customers in a manner consistent with the sales, service and operational goals of the bank. Works with commercial customers to provide superior customer service. Works closely with Senior Loan Officers by preparing commercial loan documents and closing loans. Responsible for timely completion of required training applicable to the position and regular and effective application of such training in the performance of the position.
COMPLIANCE: In addition to the employee’s regular responsibilities American National Bank realizes that a cohesive Compliance Program is the responsibility of every employee in the bank to ensure compliance with applicable consumer protection laws and regulations. Total bank support is required, but the Audit Committee and Management acknowledge that their influence, direction, and guidance are critical to implementing an effective Compliance Program. It is also a requirement that all employees especially Management and Officers demonstrate unequivocal support of the Compliance Program so that all bank employees understand and perceive the importance of the Compliance Program. Management's involvement will be critical to administering an effective Compliance Program.
ESSENTIAL JOB FUNCTIONS: 1. Prepares and processes commercial loan documents for Senior Lending Officers in preparation for loan closing and forwards file to the Loan Operations Department. Performs special projects as assigned such as business development reports, loan status reports, loan quality control reports/monitoring, and/or risk base capital reports. Preparation of various documents including subordination agreements, modification agreements, extension agreements and deeds of reconveyance. Could include cross-training a Client Services Banker as a back-up to ensure continuation of service during times of absence. (35%) 2. Answers customer inquiries regarding balances, payoffs, collateral, etc. Maintains thorough working knowledge of the products and services, including cash management designed for business & non-profit clients, bank/branch goals, policies, and operating procedures, as well as all current promotions. (30%) 3. Originates consumer and small business loans for business clients. Processes advances on loans and manages loan activity. (15%) 4. Interviews clients and sets up products and services specifically designed to meet the needs of the business and non-profit customers. Calls on existing customers to develop new and/or additional business and to protect and strengthen existing profitable customer relationships. Opens commercial, non-profit and personal deposit accounts, to include preparing signature cards, corporate resolutions and account documentation. (5%) 5. Review daily overdraft report and work with Lender to decision whether to pay or decline check. (5%) 6. Achieve compliance certification and use knowledge of compliance/CRA regulations in day-to-day activities. (5%)
MARGINAL JOB FUNCTIONS: 1. Performs other related duties as assigned by management. (5%)
NECESSARY KNOWLEDGE, SKILLS & ABILITIES: 1. Knowledge of lending and bank operations essential. 2. Knowledge of word processing software. 3. Knowledge of compliance regulations. 4. Skill in operating various office equipment such as: CRT, personal computer, adding machine, telephone system, facsimile machine and copy machine. 5. Ability to communicate both oral and written in a courteous and professional manner. 6. Ability to accurately compare data from two sources and locate discrepancies. 7. Ability to work with minimal supervision.
EDUCATION & EXPERIENCE: 1. High School graduate or equivalent. 2. Two to three years in lending, lending administration, or as a Personal Banker.
NOTE: The statements herein are intended to describe the general nature and level of work being performed by employees assigned to this classification. They are not intended to be constructed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified.
EO/AA: American National Corporation (including all affiliates) (“ANC”) is an Equal Opportunity/Affirmative Action (EO/AA) employer. ANC considers applicants for all positions, and employees are treated equally during employment, without regard to race, color, religion, gender, national origin, age, disability, marital status, protected veteran status or any other prohibited basis of discrimination, as provided under applicable state and federal law.
Federal and state law obligates us to provide reasonable accommodation to the known disabilities of applicants and employees, unless to do so would pose an undue hardship. Please let us know if you need an accommodation to complete the application process or to perform any essential elements of the position you are applying for. You may do so by contacting the Human Resources Employment Department at firstname.lastname@example.org.
Requisition Number: 16-0207
Company: American National Bank
Title: (ANB) Business Banking Services Specialist
Department: Comm - Metro
Location/Building: 90th & Dodge
Employment Type: Full Time
Total Hours Per Week: 40